How Leasing Benefits Your Business

  • Obtain the latest technology today
  • Protection against technology advances
  • Predictable, low monthly payments
  • Lower upfront costs
  • Flexible pay structures
  • Ability to bundle costs for installation, services and taxes
The following leasing options are available through XBS.

Fair Market Value (FMV) Lease

  • Most flexible lease structure
  • May give lessee significant tax benefits
  • Little or no upfront cost
  • Offers lowest monthly payment
  • Ability to bundle costs (hardware, software, services, etc.)
  • Protection against advancing technology
  • Multiple options at the end of the lease term

$1 Purchase Option (PO) Lease

  • Offers the benefit of ownership with the advantages of a lease
  • Lease is structured so the customer can purchase the equipment at the end of the lease term for $1
  • Higher monthly payments than an FMV lease because the customer is financing 100% of the equipment cost and will own the equipment at lease end

Payment Structures

Each customer is unique, and while financing can be designed to meet specific needs, so can payment structures. We have several structured payment options available:

  • Advanced payments
  • Deferred payments for up to 90 days
  • Monthly, quarterly, semi-annual, or annual payment structures
  • Step payment structures
  • Master lease agreements
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